Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 36,000 members. During its first 15 years, the credit union was open only to railroad employees, but in 1970, Firelands FCU opened its membership to include anyone who lives, works or worships in Erie, Huron or Crawford counties. We now have 6 full-service branches.

Because the members own the credit union, the earnings are returned to the members in the form of higher earnings on savings, lower rates on loans, and a wide range of related financial services at the lowest possible cost.