Please ensure Javascript is enabled for purposes of website accessibility
Skip to main content

Personal Checking


Open doors to freedom with a personal checking account from Firelands FCU. With easy access, local service, and options to match your stage of life, you can manage your money with ease.

burst icon

What You Get When You Open a

Simply Free Account

  • checkmark

    No minimum balance*

  • checkmark

    No monthly service charge

  • checkmark

    Non-interest bearing account

  • checkmark

    FREE Instant Issue Debit Card

  • checkmark

    Online and mobile banking

  • checkmark

    FREE Bill Pay

  • checkmark

    FREE eDocuments

  • checkmark

    eReceipts

*A Firelands FCU membership is required.  Being a member requires a Primary Share Savings Account with a minimum balance of $5.  Fees may apply.

Ready to open your Simply Free Account?

Brochures and pamphlets available at Firelands

What You Get When You Open a

50+ Interest Account

  • checkmark

    Competitive dividends

  • checkmark

    FREE standard checks

  • checkmark

    No minimum balance

  • checkmark

    No monthly service charge

  • checkmark

    FREE Instant Issue Debit Card

  • checkmark

    Online and mobile banking

  • checkmark

    FREE Bill Pay

  • checkmark

    FREE eDocuments

  • checkmark

    eReceipts

Ready to open your 50+ Interest Account?

Young woman using phone to bank

What You Get When You Open a

Direct Interest Account

  • checkmark

    Competitive dividends

  • checkmark

    No minimum balance

  • checkmark

    No monthly service charge

  • checkmark

    FREE Instant Issue Debit Card

  • checkmark

    Online and mobile banking

  • checkmark

    FREE Bill Pay

  • checkmark

    FREE eDocuments

  • checkmark

    eReceipts

Ready to open your Direct Interest Account?

Firelands representative sitting down with a customer to answer questions on opening an account

What You Get When You Open a

Preferred Interest Account

  • checkmark

    Higher dividend rate with a balance of $1,500 or more

  • checkmark

    Competitive dividend if balance falls below $1,500

  • checkmark

    Only $6 monthly charge if minimum balance falls below $1,500

  • checkmark

    FREE standard checks

  • checkmark

    FREE Instant Issue Debit Card

  • checkmark

    Online and mobile banking

  • checkmark

    FREE Bill Pay

  • checkmark

    FREE eDocuments

  • checkmark

    eReceipts

Ready to open your Preferred Interest Account?

young couple banking on couch

Download the Firelands
FCU Mobile App

  • checkmark

    Mobile deposits

  • checkmark

    Check balances

  • checkmark

    Transfer money

  • checkmark

    All at your fingertips

Mobile app screenshot

Lost or Stolen Card

Report a lost or stolen credit card by calling 1-800-449-7728. If you’re traveling out of the country, please call collect 1-727-299-2449

Report a lost or stolen ATM/debit card by calling 1-800-276-5775.

Member support is available by telephone Monday – Friday 7 AM-9 PM and Saturday 8 AM-4 PM.

Get Started

Please enable JavaScript in your browser to complete this form.
Name