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Business Loans


Borrow for a wide variety of business expenses. Our local expert’s friendly service, and quick decision-making, make it easy to meet your needs and get back to work. Enjoy personalized management and advice to make your banking needs thrive!

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Commercial Real Estate Loans

Loans $50,000 to $500,000

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    Purchase or refinance of real estate

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    Fixed and variable interest rates

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    Maximum of 80% of loan to appraised value

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    Maximum term of 15 years, extended amortizations may be available

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    Easy application process using our Digital Business Lending Center

Ready?

commercial building with multiple garage doors

Loans $500,001+

For loans of this amount, our partners at North Coast Business Lending will be happy to assist you.

Commercial Vehicle & Equipment Loans

Borrow for a wide variety of business expenses. Our local expert’s friendly service, and quick decision-making, make it easy to meet your needs and get back to work.

Generic row of new vans in a parking bay ready for purchase 3d render
Bellevue office worker with member discussing loans
A tractor in a soybean field. Cultivation of soybean rows in the field.

Loans less than $25,000

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    Smaller amounts are underwritten on your personal credit for a quicker decision

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    Financing for a variety of collateral purchases

Ready?

Loans $25,000 to $100,000

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    Purchase or refinance of titled equipment and vehicles

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    Fixed and variable interest rates

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    Maximum term of 84 months

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    Easy application process using our Digital Business Lending Center

Ready?

Loans $100,001 to $500,000

For loans of this amount, our partners at North Coast Business Lending will be happy to assist you.

Commercial Unsecured Borrowing

Less than $25,000

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    This will be run as a personal loan, no collateral required other than your good name

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    Designed to help with small purchases

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    Ideal for members with established credit and good credit scores

Ready?

$25,000 to $100,000

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    Closed end loan for a specific amount

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    Fixed interest rate

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    Maximum term of 84 months

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    Easy application process using our Digital Business Lending Center

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    Purchase or refinance of untitled collateral

Ready?

$100,001 to $500,000

For loans of this amount, our partners at North Coast Business Lending will be happy to assist you.

Credit Card

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    Lines from $5,000 to $30,000

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    Shop anywhere for your business, worldwide

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    No cash advance, over limit, annual, or balance transfer fees

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    Rewards cards available

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    Multiple pieces of plastic for different users on one credit line

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    Easy application process using our Digital Business Lending Center

Ready?

Line of Credit

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    Lines from $5,000 to $100,000

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    Flexible line of credit, available to fund your business when you need it

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    Competitive rates for several ongoing needs

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    Only pay interest on the balance you use

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    Easy application process using our Digital Business Lending Center

Ready?

Three Firelands tellers ready to assist members
Firelands loan placard