Credit Cards
From dream vacations to daily coffee shop orders, credit cards open the door to a world of possibilities. Start effortlessly making transactions, while building a strong credit history that will pave the path to your future financial dreams.
What You Get When You Open a
Visa® Platinum Credit Card
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3% minimum payment
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No cash advance, over limit, annual, or balance transfer fees
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Rewards cards available
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Check out our competitive rates
What You Get When You Open a
Visa® Signature Credit Card
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Earn 1.5% cash back
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Shop anywhere, worldwide
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No annual fees or balance transfer fees
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Check out our competitive rates
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2% minimum payment
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No cash advance or over limit fees
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Easily replaced if lost or stolen
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Easily transfer balances from other credit cards! Log in to online or mobile banking, click “Cards” and “Manage Cards”.
Explore your Credit Card Rewards
Use your credit card to earn points that can be redeemed for cash back, merchandise, gift cards, travel rewards, and more!
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Platinum cards earn 1 point for every $1 spent
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Signature cards earn 1.5 points for every $1 spent
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Use your points to pay for purchases
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Apply Online/Request a Credit Line Increase
Get started now—no visit to a branch necessary
Ready to apply?
Manage your Firelands Federal Credit Union credit cards conveniently from anywhere using Firelands FCU’s mobile card app.
Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication.
No personal information is stored on the device.
Firelands Card App
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View recent and pending transactions
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View next payment amount and due date
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Make a payment to your credit card
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Report a card lost or stolen
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Raise a dispute on any transaction
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Activate your card
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Set up travel notifications
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Set up Card Alerts to let you know when your card is used
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Set up Controls to block certain transactions
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Access the app on Google Play or Apple Store
Firelands Flex Spend/
Installment Payments
Divide large, qualifying purchases over monthly installment payments at a lowered interest rate.
- Eligible cards include Visa Platinum, Visa Platinum with Rewards, Visa Signature
- Minimum transaction amount to qualify is $100
- Maximum transaction amount to qualify is $15,000
- No penalty for early repayment
- Up to three payment plan options
- Up to 10 active plans on your account at a time
- Details of Installment Payment Plans included on monthly statements
- Flex Spend payment(s) added to your minimum monthly credit card payment
Get started and view further details in Online or Mobile Banking!
As a Firelands Federal Credit Union credit cardholder, you now have the power to divide large, qualifying purchases over monthly installment payments at a lowered interest rate.* No new line of credit. No credit checks. No impact to your credit score. Just another helpful tool to see you achieve your financial goals with Firelands Federal Credit Union.
If you have a Visa Platinum, Visa Platinum with Rewards, or Visa Signature card, follow these four steps to get started:
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- Download the Firelands FCU Mobile App
- Make qualifying purchases at your favorite retailer
- Choose your installment plan in the Mobile App
- Pay back your purchase on your terms
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Low-interest rate
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No new line of credit
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No credit checks
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No credit impact
