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Term Share Certificates

Maximize the return on your hard earned dollars by investing them for a specific period of time. Term Share Certificates offer high yields based on current market rates and terms ranging from 12 to 60 months. Penalties apply for early withdrawal.
 
We also offer special Term Share Certificates for our Kid’s and Teen Club members.
 

Term Share Certificate Account Rates*
Effective Date: Thursday, April 27th, 2017
$500 minimum to open account
TermAnnual Percentage YieldDividend Rate
12 months 0..55% 0.55%
18 months 0.60% 0.60%
24 months 0.85% 0.85%
30 months 0.95% 0.95%
36 months 1.35% 1.34%
48 months 1.65% 1.64%
60 months 2.40% 2.38%

Kid's & Teen Club Term Share Certificate Rates*
Effective Date: Thursday, April 27th, 2017
$100 minimum to open account
TermAnnual Percentage YieldDividend Rate
12 months 0.55% 0.55%
24 months 0.85% 0.85%

Smart Saver - Youth Term Share Certificate Rates*
Effective Date: Thursday, April 27th, 2017
Age 0 - 12 $500 minimum to open account
Age 13 - 18 $1,000 minimum to open account
$20,000 maximum per youth
TermStated RateBonus RateAnnual Percentage Yield
12 months 0.55% Plus Age 0.55%
Ex: If child's age is 8, then (0.55% + 0.80%) Rate = 1.35%
Ex: If child's age is 15, then (0.55% + 1.50%) Rate = 2.05%

*Subject to early withdrawal penalties

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